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School System:

Large Deductible Case Study

A school system, originally on a Guaranteed Cost Workers’ Compensation policy, moved to a Large Deductible program to obtain additional premium savings. In the first year of its Large Deductible policy, claim costs decreased by 62% and claim count decreased by 39%. The schools system’s success can be attributed to strong management commitment to safety, implementation of crucial safety programs including Post-offer Medical Questionnaires, and a strongly enforced Early Return-to-Work program.

With a Large Deductible policy, our team at Prescient National works in close conjunction with the employer to keep all parties informed and up-to-date on claims. This includes areas such as:

Why choose our Large Deductible program?

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