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Underwriting Expertise

Prescient National provides Workers’ Compensation for all types and size businesses with a selection of products and services designed to help employers reduce the frequency and severity of claims, empower workers to get back on the job, improve a company’s loss profile and control costs. Our products solutions range from Guaranteed Cost to Deductible Programs and Respective Policies and alternative solutions that include Captives and Excess Insurance/Self-Funded plans, depending on the size and risk profile and appetite of the employer.

While Prescient National has been successful over the years with certain classes of business, our success is attributed to the fact that we are a true underwriting company. This means we investigate each opportunity with an eye toward why an employer is in a certain situation and how we can help improve their trajectory. While we can name classes of business that are within our appetite, our true appetite is for employers who have certain characteristics:

  • A commitment in proactive hiring practices
  • Consistency in essential post-accident programs such as post-accident drug testing and return-to-work
  • Open to creative solutions for Workers’ Compensation coverage
  • An understanding that the lowest priced policy is not always the best option since claims costs directly impact future policy pricing
  • Recognizing that a successful Workers’ Compensation program comes from a true partnership between the employer, producer and Workers’ Compensation provider

Our Industry Niches

All of Prescient National’s services are tailored to the employer and the industry the business serves. Our many coverage tools give us the appetite for most industries, however, a portion of our book of business includes the following:

  • Temporary Staffing
  • School Systems
  • Healthcare
  • Non-Profits
  • Restaurants
  • PEOs
  • Farming
  • Retirement Communities
  • Manufacturing

We are Prescient National.

And together with you, we’re creating solutions that will yield greater benefits in the long run.

®

(855) 230-9751

866-710-0908

© 2022 Prescient National Insurance. All Rights Reserved.

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DBA Prescient Insurance Center in California. We are a national company
domiciled in North Carolina. CA License number 6012743.

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    Information you submit to us through this website or otherwise is governed by the Prescient National General Privacy Policy. The categories of personal information we may collect are listed HERE, HERE we describe the purposes for which we may use this information, and HERE we describe our policies for retaining this information. We do not sell or share your Personal Information to/with third parties within the meanings given under applicable laws.

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      Information you submit to us through this website or otherwise is governed by the Prescient National General Privacy Policy. The categories of personal information we may collect are listed HERE, HERE we describe the purposes for which we may use this information, and HERE we describe our policies for retaining this information. We do not sell or share your Personal Information to/with third parties within the meanings given under applicable laws.