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Insight and Expertise Help Us Address Needs of Employers

There’s more than just writing a policy.

Underwriting Expertise

Prescient National provides Workers’ Compensation for all types and size businesses with a selection of products and services designed to help employers reduce the frequency and severity of claims, empower workers to get back on the job, improve a company’s loss profile and control costs. Our products solutions range from Guaranteed Cost to Deductible Programs and Respective Policies and alternative solutions that include Captives and Excess Insurance/Self-Funded plans, depending on the size and risk profile and appetite of the employer.

While Prescient National has been successful over the years with certain classes of business, our success is attributed to the fact that we are a true underwriting company. This means we investigate each opportunity with an eye toward why an employer is in a certain situation and how we can help improve their trajectory. While we can name classes of business that are within our appetite, our true appetite is for employers who have certain characteristics:

Our Industry Niches

All of Prescient National’s services are tailored to the employer and the industry the business serves. Our many coverage tools give us the appetite for most industries, however, a portion of our book of business includes the following:

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      Early Return-to-WorkPost-Accident Drug TestingHiring PracticesAccident Investigation