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Help Organizations Free Up Cash Flow with LPTs

We can help eliminate the variability and volatility of long-tail Workers’ Compensation liabilities.

Loss Portfolio Transfers

Often organizations accumulate liabilities due to the assumption of risk they take on from Large Deductible Workers’ Compensation programs or Self-Insured plans. These liabilities may impact their balance sheets and ability to undertake strategic growth plans. They therefore look for avenues to eliminate these liabilities. One solution is via Loss Portfolio Transfers (LPTs) in which organizations transfer their long-term Workers’ Compensation liabilities – both known and unknown– to an insurer in exchange for a fixed amount or premium.


Prescient National has been able to prosper through a mix of organic growth and LPTs. We recognize there are many reasons an entity may desire to release their long-tail Workers’ Compensation liabilities, including removing the potential uncertainty of when actual losses will be incurred and volatility caused by cost fluctuations as a result of rise in medical expenses, state reform or legislative changes.

Strengthening an insured’s balance sheet

Prescient National is the vehicle to help companies strengthen their balance sheet through the use of various LPT solutions. We help to remove potential uncertainty and volatility and provide cost savings by reducing or eliminating claims administration responsibilities for the organization. Our appetite is broad in both class of business and size. Each opportunity is individually underwritten using provided data in conjunction with claim audits. 

Agents and brokers looking for ways to help clients free up cash for other uses should look to Prescient National for a forward-thinking, creative product to solve their clients’ needs.

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